What is auto insurance ? and How to buy auto insurance ?

Auto insurance is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability, and medical coverage. Property coverage pays for damage to or theft of your car.
  
Auto insurance provides property, liability, and medical coverage:
a)  Property coverage pays for damage to or theft of your car.
b)  Liability coverage pays for your legal responsibility to others for bodily injury or any damage for your car.
c)  Medical coverage provides for the treatment, rehabilitation costs and sometimes lost wages and funeral expenses.

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1. How does auto insurance work?

Use deductibles at your advantage. When you use your auto insurance, you agree to pay from your captive pocket. In general, if you set your deductible high, the less you will pay for your policy. And conversely, if you set your deductible lower, you will pay more for your policy, but less when you have a claim . 

Collect quotes Once you know what kind of coverage of your state, you will need the following information in order to get the correct quote for automatic auto insurance.  Driver age and gender, number of your family driver, and their driver license number. 

How does full coverage auto insurance work?

Liability helps pay for damage you cause in an at-fault accident, while comprehensive and collision can help repair damage to your car (or replace it altogether). It's a robust package of protection, yes — but it might not provide all the protection you need. And that's why "full coverage" can be misleading.